Welcome, Guest
You have to register before you can post on our site.

Username
  

Password
  





Search Forums

(Advanced Search)

Forum Statistics
» Members: 119
» Latest member: Dotcarter
» Forum threads: 133
» Forum posts: 2,546

Full Statistics

Online Users
There are currently 6 online users.
» 0 Member(s) | 6 Guest(s)

Latest Threads
When are payday loans wor...
Forum: Payday Loans
Last Post: olive7
03-01-2018, 04:26 AM
» Replies: 31
» Views: 813
Can someone go to jail fo...
Forum: Credit Cards
Last Post: olive7
03-01-2018, 04:19 AM
» Replies: 52
» Views: 1,497
Experiences on pawned ite...
Forum: Pawn Loans
Last Post: lisadolor
02-05-2018, 09:02 AM
» Replies: 0
» Views: 94
Scary Card happenings.
Forum: Payday Loans
Last Post: lisadolor
02-05-2018, 08:39 AM
» Replies: 7
» Views: 257
Unclaimed pawned items fo...
Forum: Pawn Loans
Last Post: kaisantos2229
02-05-2018, 08:33 AM
» Replies: 11
» Views: 306
Have you experienced hara...
Forum: Credit Cards
Last Post: kaisantos2229
02-05-2018, 08:19 AM
» Replies: 7
» Views: 225
ATM pawnshop
Forum: Payday Loans
Last Post: ion
02-05-2018, 07:11 AM
» Replies: 44
» Views: 1,140
Loan Shark
Forum: Payday Loans
Last Post: ion
02-05-2018, 07:05 AM
» Replies: 39
» Views: 1,095
Dollar Card maintenance f...
Forum: Credit Cards
Last Post: Martinsx
02-05-2018, 04:01 AM
» Replies: 7
» Views: 213
Credit Card that is Exclu...
Forum: Credit Cards
Last Post: gelotologist
02-05-2018, 03:08 AM
» Replies: 9
» Views: 237

 
  What are the things lenders check on cars before accepting it as collateral?
Posted by: Henrywrites - 01-21-2018, 01:39 PM - Forum: Title Loans - Replies (9)

I've not been a champion of title loans in the sense that I've come to realize that it is always a risky move to use cars as a way of getting loans. However, one thing that I keep thinking about is what is the criteria banks and companies that give loan check on cars before giving out loans to the borrower. Sometimes, some persons might present a faulty car all in the name of getting loans. What and how do these banks ascertain that the car is truly in good condition?

Print this item

  Credit Card App
Posted by: kgord - 01-21-2018, 09:22 AM - Forum: Credit Cards - Replies (17)

Does your credit card come with an app that you can track your spending? Some of the cards do come with an app so you can see your transactions and also see when your payment is due. I have one on my phone but I keep forgetting my log in so it is hard for me to use. It is just silly. I should have it written down because I know I would benefit very much tracking my spending on the card.

Print this item

  Are Pawn Loans possible online?
Posted by: Michael Puttman - 01-20-2018, 04:44 PM - Forum: Pawn Loans - Replies (17)

I have totally forgotten about pawn loans. These are small-dollar loans where personal items have been provided as collateral. Usually, the loan is for 30 days and if you don't give back the money, the pawnbroker can then keep and sell your personal items.

Do you think this type of lending can be done online?

Print this item

  Here’s why you shouldn’t close out old credit cards
Posted by: Michael Puttman - 01-20-2018, 04:34 PM - Forum: Credit Cards - Replies (13)

I have heard this before. This article states that old credit cards that you don't use can help increase your credit score. If you close the old accounts, your credit score may go down because your total available credit to you (that you are not using) goes down which causes your credit score to go down. Interesting...

https://www.cnbc.com/2018/01/19/why-you-...-open.html

Print this item

  Having your credit/debit card stolen on weekends : What options do you have?
Posted by: Martinsx - 01-20-2018, 04:21 PM - Forum: Credit Cards - Replies (17)

Accidents can happen at anytime, someone can be very unfortunate at any moment in losing his credit or debit cards on weekends when the issuing company or bank is not on active duty. It's already an established fact to go to the bank and have your credit card or debit card deactivated once it gets stolen or lost. 

Now, when someone loses this either credit or debit card on weekends with no means of having the bank deactivate the cards, what options are left with the card owner in preventing the card from being used by another person to purchase or carryout any transactions? Is there any form of short code to send and have the card suspended before the bank opens for work by Monday the new week?

Print this item

  Earnin (formerly Active Hours)
Posted by: sandraharriette - 01-19-2018, 12:08 PM - Forum: Payday Loans - Replies (12)

Does anyone use this app? They say they don't require timesheets (a.k.a. they trust you?), but they do need to see employer information and connect to a bank account that receives direct deposit. I wonder how it would work for seasonal workers, people staffed at schools and such.

Print this item

  Just wondering!
Posted by: JB Fernandez - 01-18-2018, 08:13 PM - Forum: Installment Loans - Replies (20)

Why is it appliance center always use the 0% installment terms to attract customers?
But if you tried to examine well, The price of the item is much higher when you avail it in installment terms compared to buying it in cash basis. Have anyone notice it also?

Print this item

  What do you most commonly use your credit card for?
Posted by: Sase3119 - 01-18-2018, 03:07 AM - Forum: Credit Cards - Replies (31)

I'm curious what people pay for using their credit cards.
Do you use it for everything so you can get rewards points? Do you save it for big purchases or emergencies? Is it just for your work expenses?

Print this item

  Laws for Payday Loans
Posted by: Setari - 01-15-2018, 11:32 PM - Forum: Payday Loans - Replies (12)

So I ran into this interesting article today browsing the internet about the laws revolving around payday loans if you don't pay back a loan: Article

 "However, virtually every Prosecutor knows that not paying a pay day loan is not a crime and will not even attempt to prosecute you.  In fact, most payday lenders know that Prosecutors have no time for a pay day lender using the state’s offices to collect their debt and crazy interest rates and will not even contact them.  They will threaten to contact them in an attempt to scare you into paying."

I was extremely interested in this quote as that is very... noticeable that prosecutors won't even pursue non-payments for payday loans. Anyone have any thoughts on this?

Print this item

  Does Your Bank Charge You When You Withdraw Money From Paypal Into Your Bank Account?
Posted by: chikatilo - 01-15-2018, 09:43 PM - Forum: Credit Cards - Replies (20)

I recently registered at PayPal, because I was about to receive money and the transaction could only happen via PayPal. Anyways, I linked my bank account to my PayPal account. I received the money, it was a small amount and I decided to withdraw it into my bank account. To my big surprise, my bank had charged me a transaction fee worth $5!! This fee was half as much as the amount I'd received. I basically lost 50% of the money in bank fees. My bank's name is Allianz, it's part of the Allianz Insurance Group, which is one of the biggest automobile insurance companies in the world.


The fee I paid was fixed and the only thing I can think of is to wait until I have more money in PayPal and withdraw a bigger amount, so that next time I pay this fee only once. 

I would like to ask you, guys, is this normal? Does your bank charge you when you withdraw money from PayPal or when you get money into your account from somewhere else? If so, what is the charge? And does anybody know a way for these fees to be avoided?

Print this item