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User Guidelines
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User Guidelines

Our Mission
MichaelPuttman.com provides the Michael Puttman's Small-Dollar Loan Forums as an educational and entertaining platform for U.S. consumers to share their credit knowledge and credit-related personal experiences with other members of this online consumer community.  We encourage you to visit the Michael Puttman's Small-Dollar Loan Forums often to read and participate in discussions about such small-dollar loan issues as credit scoring, credit bureau reporting, applying for credit, resolving financial difficulties, and other topics of interest to this community.  It is our belief that through credit education and taking greater individual control of personal finances, consumers are better able to achieve the financial goals that will help to enrich and fulfill their lives. We hope you enjoy the Michael Puttman's Small-Dollar Loan Forums!

Welcome to Michael Puttman's Small-Dollar Loan Forums
To ensure that the Michael Puttman's Small-Dollar Loan Forums remains useful and enjoyable for all online community members, upon registering you will be expected to observe the following the Michael Puttman's Small-Dollar Loan Forums User Guidelines:

Questions about Michael Puttman's Small-Dollar Loan Forums
New Michael Puttman's Small-Dollar Loan Forums participants with questions about posting to the message boards are encouraged to read our FAQs or simply post a message and a community member or Moderator will be glad to help.

Registration and privacy
While no registration is required to view the forums, participants wishing to post a message must register by creating an account with MichaelPuttman.com.  The personal information provided by Michael Puttman's Small-Dollar Loan Forums participants as part of this registration process is governed by our Michael Puttman's Small-Dollar Loan Forums Terms of Service, Michael Puttman's Small-Dollar Loan Forums Privacy Policy and Michael Puttman's Small-Dollar Loan Forums Terms of Use.  This personal information is not shared with third parties unrelated to Michael Puttman's Small-Dollar Loan Forums for use for their own marketing purposes without the participant’s consent.

Ideas, opinions, and viewpoints of participants
The ideas, opinions, and viewpoints expressed in Michael Puttman's Small-Dollar Loan Forums belong solely to its participants.  Michael Puttman's Small-Dollar Loan Forums does not necessarily agree or disagree with, or in any way endorse comments posted to these forums; nor is Michael Puttman's Small-Dollar Loan Forums responsible for the accuracy of the content of the forums or liable for any damages resulting from following recommendations posted by community members on Michael Puttman's Small-Dollar Loan Forums.

Inappropriate material
In the spirit of a healthy and helpful community, profanity, spam, personal attacks, flaming, and other inappropriate postings are not tolerated.  Such material may be edited or removed, and egregious or repeat offenders will be banned from future participation in Michael Puttman's Small-Dollar Loan Forums.

Moderators
Michael Puttman's Small-Dollar Loan Forums may monitor postings to Michael Puttman's Small-Dollar Loan Forums for the purpose of maintaining an orderly arrangement of the information being shared and ensuring that community members adhere to the Michael Puttman's Small-Dollar Loan Forums User Guidelines.  This monitoring is carried out by individuals designated as “Moderators” by Michael Puttman's Small-Dollar Loan Forums and identified in the community by the “Moderator” title.  Moderators can also answer questions related to the forum software, Michael Puttman's Small-Dollar Loan Forums User Guidelines, or other matters to help users have a successful and productive experience in the Michael Puttman's Small-Dollar Loan Forums.

Failure to comply with guidelines
Privileges to participate in Michael Puttman's Small-Dollar Loan Forums may be terminated by Michael Puttman's Small-Dollar Loan Forums immediately and without notice for failure to comply with any Michael Puttman's Small-Dollar Loan Forums User Guidelines or Michael Puttman's Small-Dollar Loan Forums Terms of Use.

Disclaimer of warranties and limitation of liability
Most of the material in Michael Puttman's Small-Dollar Loan Forums is posted by third-party participants.  Such content is the sole responsibility of the originator of the material.  Michael Puttman's Small-Dollar Loan Forums is not responsible for this third-party material; nor does it warrant or guarantee the accuracy, reliability, completeness, usefulness, non-infringement on intellectual property rights, or quality of any material that appears in Michael Puttman's Small-Dollar Loan Forums, regardless of who originates the material.  Participants understand and agree to bear all risks associated with using or relying on the material.  Michael Puttman's Small-Dollar Loan Forums will not be liable or responsible in any way for any content in the Michael Puttman's Small-Dollar Loan Forums, including, but not limited to, any errors or omissions in the material, or for any losses or damage of any kind incurred as a result of the use of or reliance on any such material.  This disclaimer and limitation on liability is in addition to the disclaimers and limitations contained in Michael Puttman's Small-Dollar Loan Forums Terms of Service and Michael Puttman's Small-Dollar Loan Forums Terms of Use.


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