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Community Credit Cooperative
I will have to look to see if the United States has some kind of organization like that. They do have lending clubs which is probably something similar but no one ever contacted me in terms of getting a loan. I think that something like a loaning cooperative will be a great way to try to get financing at a low interest rate.
Well it is very popular in the Philippines since it is more efficient when it comes to money lending and giving dividends to your money investment. They give low interest rate for their members who wanted to borrow money. Aside from that, their dividends is much more higher compare to the bank rates on the increment for your savings.

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