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How much would you pay to borrow $100?
I think the normal interest rate for collection of any loan is with 20% interest so lets say, 100$ with 20% interest on top will be what you would pay.
In my country many Filipino's doesn't care if the interest is big if they have an emergency, they go for it that's why many Filipino's in debts.

If a person so desperate the interest doesn't matter anymore if they need money or if they have an emergency.

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